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Warning! A properly constructed trust protects your assets and your children after you're gone. "In this world nothing is certain but death and taxes," wrote Benjamin Franklin in a letter to Jean-Baptiste Leroy in 1789. But...

"Without a Properly Constructed Living Trust, You're Mixing Death And Taxes Together... An Expensive (And Often Devastating) Concoction! Don't Risk Your Property, Your Family, And Your Legacy, And Protect Them From Probate Today!*"

*Plus, I'll make you an offer you can't refuse! Read on.

Without a living trust, almost every estate — with only a will — will have to go through probate court, and a surprising number of them generate heated (and expensive) legal arguments that can cost your family time and money, and maybe even rip your family apart.

Why not take the emotional side -- the pain, the grief, and the worry -- out of your estate? Read on for more, or click here to reserve your copy today!
 
 
From the Desk of Jeff Raddich
Estate Planning Professional
January 31, 2004, 10:32 AM

 

Click "play" to hear
Jeff Radich (2 minutes)

Dear Friend:

I


F YOU EVER HEARD THE HORROR STORIES about the pain and expense of probate court, if you've ever watched in dismay as family and friends fight over a parent's legacy, and if you've ever seen families come apart over the will and wishes of a beloved family member...

... Then you know why you're here.

It's painful to watch. It's even more painful to be part of it. And the irony is that the legacy parents work so hard to preserve for their family should bring the family together, not rip them apart.

Have you seen this scene?

I have. My name is Jeff Radich, and I'm an Estate Planner.

All too often I see clients who are fighting their way through probate. Sometimes they are all fighting the system together, and that's bad enough. But when a loved one dies, it's a very emotional time. And when you add emotions to assets, you often end up with the grieving children fighting each other as well as the courts.

At a time when they should be coming together to deal with their loss and celebrate your memories, they are fighting over the choice of lawyers, dates for court, distribution of legal costs. Worse yet, they may even be fighting over your assets.

When you started building your legacy for your children, is this what you had in mind?

When The Celebration Turns
Ugly, Can You Stop It?

Celebrating your life and your memory should be a beautiful moment. Sad in some ways, of course. But a celebration in others.

So does it have to turn ugly? It doesn't have to happen.

Maybe you've got a will. Maybe it's completely up to date. And maybe you've taken steps to ensure that the will itself is clear, concise, and uncomplicated. But beware of emotions and confrontation: They are the keys to your undoing.

People are emotional. You can't change that. And the death of a loved one is one of the most stressful times in anyone's life. To lose a parent -- even if the loss is expected -- brings out the worst fears in people.

They suddenly have to face their own mortality.
 
They encounter a special kind of aloneness that you can only experience when a parent dies.
 
They feel a completely natural need to have something of the parents to remember them by, something to hold on to that becomes the fulcrum of their memories.

It's all completely normal and manageable, and you've seen all these emotions at work. But what happens when you mix in substantial assets and confrontation into the pot and stir? It's a volatile mix that can spell disaster.

You May Be Asking At His Point,
"Why Should I Listen to You?"

Living Trust Answers is a complete package with all the information you need to get started building and maintaining an effective living trust. And you get the information in a few different formats to make it easy for you to learn what you need to know.

When you order the living Trust Answers, over 90 minutes of information-packed discussion that addresses the most common questions and important answers about living trusts. Respected estate lawyer Ed Pernal joins me in a lively dialog that answers your questions, and shows you how to create a trust, step-by-step.

You might be asking, "Who are Jeff Radich and Ed Pernal?"

And "Why should you listen to what they say?"

I'm the president of the EstatePlanCenter.com and author of the popular Estate Planning Organizer. Since 1998 my company and I have helped thousands of people throughout the United States plan and prepare a solid estate plan.

I know the ins and outs of estate planning, where living trusts fit into the big picture, and how to help you start a trust that will protect your heirs and your assets.

Ed Pernal is the Senior Estate Planning Attorney for Legacy Legal Services in San Diego, CA. He has personally prepared and written over 1,000 living trusts, ranging from the relatively simple to the exceptionally complex.

With his experience, Ed is a well-regarded expert in the field -- and that's why I chose him for this discussion.

The vast practical experience that both Ed and I have makes The Living Trust a comprehensive and easy to understand explanation of how to set up a living trust, manage it and take care of it after a death.

Dear Jeff,

"I called your 1-800 number and was astonished to hear your "live" voice!!! I just want you to know how much I appreciate the information and your professional manner. I just knew I was going to get your voice mail. Thank you."

Sincerely a real customer,

-- Renee in Murfreesboro Tennessee

 

But Why a Living Trust? The Key Is
To Head Off Trouble Before It Starts.

Prevention is the only sure way to save your family and protect your assets. And now is the time to act. Because the longer you leave it, the more exposed you leave your family and your assets.

Introducing The Living Trust Answers.

I've dedicated the last 6 years of my professional practice to estate planning, and spent countless hours talking to thousands of people just like you who are at various stages in the creation of a living trust.

I work hard to stay in tune with the needs of my clients, and the most common complaint I heard from them is that the information they need just was not available -- unless they're willing to pay exorbitant legal fees for a consultation.

So I set out to change all that.

I personally interviewed or surveyed over 12,500 people to find out what they needed to know about trusts. I discovered what people just starting to build a living trust needed to know, and I found out what people with existing trusts wish they'd known when they started.

I then distilled all of that that information into a fast-paced and information-packed 90-minute discussion that gives you the step-by-step guidance you need to build an effective and ironclad trust.

You don't just get what I think you need, you get what over 12,500 people told me they needed. But don't just take my word for it...

"(It's) Accurate And Helpful, Step-By-Step
Information to Help Get The Job Done Right!"

"Your 'Living Trust Answers' is a must for anyone looking to prepare a living trust. No one likes wasting hours surfing the Internet for information especially on wills, living trusts, power of attorneys or living wills. People need accurate and helpful step-by-step information to help them get the job done right... It's all right here. As an experienced elder law attorney with a lot of experience with estate planning, this is a must for anyone looking to prepare a living trust. Excellent job!"
-- Dennis Toman, Elder Law attorney, ElderLawFirm.com

Why Waste Your Time With
Outdated, Useless Information?

Often, a few small details or tidbits of understanding can help you start moving in the right direction to protect your spouse, your children and your money.

Why not take advantage of this offer and learn what you need to know from two professionals who have assisted thousands of people prepare their living trust?

Each Living Trust Answers package includes:

6 RealAudio® files: 90 minutes (broken down into 6 individual sections) that you can listen to online. You can stop, pause and even go back to re-listen to key points you don't want to miss.
 
The Living Trust Answers MP3 files: 90 minutes (broken down into 6 separate sections) that you can download to your own computer, and burn to a disk to listen to at home or in the car. At your own pace!
 
The 39-page transcript of the call: We had the call transcribed so that you can listen and read along, or simply print and read on your own time. You can also take notes, highlight key passages and mark up your printed copy as much as you wish.
 
Follow up Living Trust tutorial information: We will send you follow up emails with key information you need to know to set up a trust, keep it updated and information you can provide to your children to make their job easier.
 
My 100% Money-Back Lifetime Guarantee! A no questions asked, ironclad guarantee of your satisfaction. (I'll get back to this later.)

And it's all instantly downloadable! Start learning now about how you can:

Overcome the unknown to protect your family. If you're like most people, the whole idea of estate planning -- not to mention attorneys -- is a little intimidating. Living Trust Answers gives you the information you need and shows you step-by-step how to process it into an effective and ironclad trust.
 
Get past the most common hurdles and pitfalls. Most of the information available online about the subject of Living Trusts is too general and vague, and doesn't really help you find the hidden problems you will face. But after surveying over 12,500 people, we know what the most common problems -- the ones that keep you awake at night -- are, and in The Living Trust Answers, we break them down piece by piece.
 
Completely avoid probate and reduce taxes. Probate court can take as much as 10% of your estate after you die and last up to two 2 years. We have heard too many horror stories from clients who had to go through probate with their parents' estate -- and the attorneys and courts system sucked up tens of thousands of dollars.

If you only leave a will, your estate will likely go through probate.
It doesn't matter how well your will was written. Granted, if it's under the allowed amount by your state (which is ridiculously small), it will pass with a simple "affidavit of probate." But even then, an affidavit can become a pain in the neck.
 
Build and maintain an ironclad living trust. A living trust will avoid probate and save your family months if not years of headaches and thousands of dollars. But did you know that you must maintain it properly? Do you know how? Do you know how often? The Living Trust Answers teaches you what you need to know to keep your trust airtight and your children out of probate.

Save Thousands on Legal Fees...
And Months, Even Years, In Court!
 

This is the information you've been looking for.

It comes from years of experience, and includes all the best, all the most important information out there. You will learn what it takes to prepare a trust and how to manage it. Plus we'll teach you and your children what to do when you're gone.

Why wouldn't you protect your family? Click here now to reserve your copy of Living Trust Answers!

"Simplifies The Entire Estate Planning Process, And Breaks it Down Into Easy, Bite-Size Pieces."

"(It) simplifies the entire estate planning process. Your Living Trust Answers simplifies the entire estate planning process from start to finish and breaks it down into easy bite-size pieces. You'll sleep well knowing you've protected your family from the twin terrors of taxes and probate, without missing a single opportunity."
-- Edward A. Lyon, Tax Attorney,
Author, Speaker, TaxTuneup.com

There's Nothing Certain But
Death and Taxes, However...

... When the two mix, it's certain to be an expensive combination.

When it comes to planning your estate and protecting your children and your hard-earned assets, both are sure to try to take a bite out of the legacy you leave behind for your children.

Death and taxes are the "Twin Buzzards."

Do you see those two vultures circling overhead? Make no mistake, the "twin buzzards," death and taxes are waiting for you. And when you're no longer there to defend your assets, they'll swoop down to pick you're estate clean, with only your grieving children to stop them.

That is the true legacy too many people leave to their kids: A battle at a time when they are least prepared for it.

Is that what you want to leave behind?

If not, it's time to deal with the "twin buzzards" known as Death and Taxes. But that's not all. Death has a partner: "Probate."

You're planning for your needs and wants now, so that when the time comes, you're ready to pass on your lifetime of cherished possessions, family heirlooms, and your accumulated wealth to your loved ones.

But are you doing everything you can?

You can't cheat death. No one can. It is, by definition, part of life. But when you have money and property that you want to pass on to your kids, the end of your life can breathe a whole new life into your wealth and assets in the form of probate.

And at a time when your children and grandchildren are most vulnerable, probate has a way of sweeping them up and taking them for a ride.

Often, a Very Long
And Expensive Ride!

Get your heirs off the roller coaster.

You know there's no way to beat death, it eventually happens to all of us. But there is a way to beat probate -- and the fact that you're reading this means you have an idea about that, too.

A question most people ask is, "Why should I keep paying after I'm gone?"

You've worked hard in your life to build a comfortable existence for yourself, and to create a legacy for your children, friends, and loved ones.

And it must feel awful to know that taxes -- i.e., state taxes, inheritance taxes, property taxes -- and legal fees (a tax on people who don't know the law) are going to decimate what you've worked so hard to save.

There is another way. And there is hope to beat taxes and let your family keep what is rightfully theirs.

... There's Only One Sure
Way to "Beat The Buzzards"

The best way to beat the "twin buzzards" is to manage them now, before they become a problem. Protect your wishes, your legacy, and your assets. And the best -- and maybe only -- way to do that is to create a well thought-out living trust.

If you don't protect your assets, chances are, you'll push your children into probate and your legacy into the taxman.

Why would you risk your children and your precious heirlooms like that when there's an easy way to protect them.

Why let the specter of probate threaten or destroy your legacy when you have the power to manage it now?

Click here now to reserve your copy before it's too late.

"I Wish I Had Located You Before (...) I Had Unanswered Questions Until I Read Your Site!"

"Your living trust information is very enlightening. I wish I had located you before we had set up our Living Trust, but that was back in 1996. We've never fully funded it, and I had unanswered questions until I read your information and found your site. Thank you for taking the time to help me and my husband."
-- Jessica Myers, Groves, TX

"Thanks again for the excellent information. I can't think of a single question I had that you didn't address!"
-- Nancy Kerrin, Frewsburg, NY

Do You Really Need Living
Trust Answers? A Quick Quiz

With your Living Trust Answers package, you also get the transcript of the entire session you can use to follow along or go over key points.

In fact, let me ask you something. Do you think you know everything you need to know to protect yourself, your family, and your property?

Think again.

It's time to find out how much you really don't know about planning your estate, and how badly you need The Living Trust Answers to protect your children and your assets.

How many of these questions can you answer? (Check those that apply.)

1. How do you determine if a will or a living trust is a better option? (You'll find the answer on page 10 of the transcript.) Yes No
2. How does the living trust avoid probate? (p.24) Yes No
3. What are estate taxes and is a trust necessary if the estate tax goes away in 2010? Yes No
4. What are estate taxes and is a trust necessary if the estate tax goes away in 2010? (p.12) Yes No
5. Who actually has control over the trust assets? (p.18) Yes No
6. How do you find a reputable attorney to complete your living trust? (p.18) Yes No
7. How should you choose a Successor Trustee? Should you consider a child, family member or would it be better to go with a professional trustee (e.g. bank, attorney)? (p.19) Yes No
8. How do you change or modify a living trust? (p.16) Yes No
9. How can you know if the living trust prepared for you or your parents by your attorney, is really correct and accurate and does not have any flaws? (p. 16 & 35) Yes No
10. What do you have to do with your living trust if you move to a new state? (p.22) Yes No
11. What is the process of transferring assets in and out of a living trust? (p.25) Yes No
12. Why do you retitle assets into the living trust? (p.24) Yes No
13. Explain how to transfer your home, CD's, brokerage accounts, IRA's Annuities, LLC's Corps into your living trust? (p.25-32) Yes No
14. If your properties are held in joint tenancy with your children should you take their name off? (p.13) Yes No
15. Are you required to turn over a complete copy of your living trust to your stockbroker or banker when converting your existing assets into the name of the living trust? (p.27) Yes No

Did you answer all of them? Some of them? None of them?

Look, if you're like most people, the everyday chaos of managing information and knowing who to trust is making it harder and harder for you make decisions that affect your family. But not making a decision should not be an option.

  Not knowing the answer to any single one of those questions could cost you thousands of dollars and send your family into chaos when they most need calm.

And the dangers -- and costs -- increase exponentially with every question left unanswered.


Dear Jeff,

"I am overwhelmed and impressed with the information you provided. Your Living Trust Answers information answered a lot of unsure questions we had. Mahalo! (Thank you) for taking the time to help us regarding Living Trust."

-- Valerie Barretto-Oshita, Kapa'a, Hawaii

"Thank you so much for the living trust answers audio! I thought I would use the software program I have; however, after listening to your talk, I realized it is something worth paying for and must be done right! Thank you for the excellent information. I can't think of a single question I had that you didn't address!"

-- Nancy Kerrin, Frewsburg, NY

If You Have Questions,
You Are Not Alone...

When we set out to create this product, we sent out a mass mailing to our clients -- over 12,500 of them -- including hundreds who had existing trusts. To our surprise...

... We received over 250 responses in only the first 72 hours!

That convinced us that people don't know what they need to know about this essential part of their estate plan. So if you don't know the answers to all of those questions, you are not alone. And if you don't know the answers, you are only 90 minutes from protecting your family.

We can help you discover what you need to know in a simple, step-by-step, easy-to-understand format that you can read or listen to, or both, and download right NOW!

Why not save your family and assets from the grief caused by poor planning? Click here now to reserve your copy of Living Trust Answers today!

"(Your Information) Saved Me $2,000.00!"

"I estimate I saved $2,000 assuming I had an attorney spend time educating me and gathering the same information (you offered). Thanks!"
-- Bruce Beighle, Boyd, MT

"Without a doubt you saved me a lot of money. Your whole package of information showed me the entire picture of living trusts, I was able to think everything through, by taking me through simple steps and practical lessons. You also showed me the importance of other additional documents I had never considered. And one more thing you did that was great... You helped ME make the decisions. I am smarter and ahead of the game because of your materials. Thanks, you have a great business."
-- Henry Klein, Alexandria, VA

Why Living Trust
Answers? A True Story

We developed Living Trust Answers in response to some of the horror stories we heard from the field. This is just one of the stories that made creating Living Trust Answers an absolute requirement for me...

I went to a client's house some time ago to discuss his probate case. It seems my client's father paid a local attorney over $1,500.00 to have his living trust prepared. The attorney convinced him that everything was fine and that he did a good job for him. 

About 6 months before my client called me in, his father died.

And that's when all hell broke loose.

The children found out that the house was never transferred into the name of the deceased fathers trust, and since the trust name was not on the deed to the house and the fathers name alone was still on the deed, the house had to go through probate. 

The children CANNOT transfer title of the property to their own name until probate is complete -- which typically takes as much as 2 years, and can cost as much as 10% of the value of the property in question!

My client was incensed, because his father had hired and paid for an attorney -- which should have been enough to protect him!

And when he confronted the attorney about the sloppy job, the attorney responded by offering to handle the probate -- at a reduced rate!

Think about it:

  • If that client's father had the information, he could have known what to ask the lawyer, and would have known when he was being charged for incomplete work.
     
  • If that client had been armed with the information in The Living Trust Answers, he could have saved thousand of dollars in legal fees and wages lost during the probate case.

What would that information be worth to you?

"Be Among The Next 220 People to Order And
Receive 2 Extra FREE Bonuses Worth $49!"

Bonus #1: "Living Trust Checklist: 3 Things You NEED to Know Before You Even Thing about Creating a Living Trust"

This is a must-follow checklist you will want to go through when developing your living trust, showing you the essential documents that should be in it. It's a $19.95 value but yours FREE if you're one of the next 220 people to order.

 

 

 

Bonus #2: "How to Transfer Your Assets Into Your Trust (And Avoid Probate): A Step-By-Step Guide."

This incredible, information-packed guide — which could easily be sold as a standalone product — shows you how to keep your children out of probate. It's a step-by-step guide to transfer assets into your living trust, and keep your children — and your loved ones — out of probate court.

This report is a $29.95 value, and it's yours free if you're lucky to be among the next 220 people to order The Living Trust Answers Package. And maybe this bonus tells you a little about why you need to know, too. Reserve your copy today!

What Is This Information Worth?
Let Me Share Another True Story

Here's the bottom line.

Let's put aside the costs of probate court, estate taxes, and frazzled nerves -- or worse -- on your children. Can we put a real value on this information package? Here's an instructive little story.

5 days ago I received a phone call from a woman who told me a story.

She and her husband went to a local estate planning attorney to talk about trusts. When they went, they didn't know anything about the subject -- that's why they went to the lawyer.

They had no idea what to ask the attorney, and after they were done talking, they had spent 3 hours with the attorney and in her words, "Did not establish any kind of plan or walk away with any concrete information."

To her surprise a few days later she received a bill for $700.00!

Okay, let's say that the average price for an experienced attorney is $175.00 an hour, a very reasonable fee. And let's assume that you knew all the right questions to ask. With that in mind, let's also assume you could skip the small talk and pay only for 90 minutes of hard-core facts.

If that were all true, the lawyer would charge you a minimum of $255.00 for the information in The Living Trust Answers ($175.00 x 1.5 hours)!

But if you are one of the first 1000 clients to reserve their copy of
The Living Trust Answers, you pay only $79.95.

But Instead Of $79.95, Right Now
 It's Only $39.95 For a Limited Time!

Why am only offering this special price?

Well, frankly I want to get your feedback on the information before I raise the price to $79.95. I want to make sure there are no major typos and that it answers your questions.

We went through this thing a million times (not really, but close) to get rid of all the bugs and make sure the downloads works fine (they do). But I need to know that everyone can get the information and are satisfied with it. Think of it as my "Beta Program."

But once I'm satisfied, the price goes up to $79.95.

Oh, and if I do make changes after the testing period, I'll make those changes available to you free of charge. PLUS, don't forget...

Here's My No Risk, No Questions Asked,
100% Money-Back Lifetime Guarantee!

"Don't Just Take 30 Days To Read And Learn From Living Trust answers... Not Even a Whole Year... Take The Rest of Your Life!"

Estate Planning OrganizerYour satisfaction is assured through the no risk, you-can't-lose, 100%, No-Questions-Asked, Ironclad Lifetime Money-Back Guarantee. If for any reason you aren't thrilled and satisfied with the Living Trust Answers, just contact me anytime (1-800-852-5974) and I will refund 100% of your purchase price. No hard feelings.

What I'm saying is, don't decide now if this is for you, or if it will answer every question. Just get it and listen to it. If you don't get what you need and answers to questions... If you don't save money (a lot of money, time and frustration)... If it isn't life-changing... If it doesn't work for you...

... You have nothing to worry about because you can get every dime of your purchase price under our no-loopholes guarantee. So you have nothing to lose and everything to gain.

The Time To Act Is Now!

You can't take steps to protect your family too soon, but don't wait until it's too late! Through this special introductory offer -- available to only the first 1000 clients -- all the information you need to make an informed decision is yours for only $39.95.

You get the:

Online audio files -- yours to listen to immediately!
 
Downloadable audio files to listen to on your computer or burn to CD to listen to anywhere!
 
Transcripts of the discussion that you can use to follow the dialog, take notes with or read in your spare time at your own pace.
 
Follow-up email tutorials to ensure your questions are answered.

Why jeopardize your family and your assets? Protect your legacy and your loved ones starting today!

There's no reason to gamble in probate court when you can get the answers you need today. And with my ironclad 100% lifetime money-back guarantee, there's no risk to you either.

So why gamble. Make the smart move and start protecting the most important people in your life -- today.

Order Over Our Secure Order Form!



Click here to ORDER NOW!
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Don't delay, this price is for a limited time only!

Wishing you good health!


Jeff Raddich
Estate Planning Professional

P.S.: The world is speeding by at a dizzying pace. If you think you'll never have the time nor the inclination to take the necessary steps to protect your legacy and your loved ones, it's all the more reason to reserve your copy of this program today. I can't begin to tell how many times I've heard, "I wish I had," "I wish he/she had," and so on.

P.P.S.: With $40 off the regular price and 2 free bonuses worth $49, you won't ever find a better deal than this. Remember, a lawyer will cost you a lot more, and No protection can cost hundreds (if not thousands) of times more. Don't compound your children or family's grief. Click here now to order Living Trust Answers and get the protection you need.

P.P.P.S.: Why not save your family and assets from the grief caused by poor planning? With our low introductory price and lifetime guarantee, there's no reason to be uninformed! Click here now to reserve your copy today!

"Your Ability to Understand My Needs
And Wants Eased The Process Greatly!"

"The thorough knowledge you provided not only gave me the best direction but also simplified the process of setting up my living trust. Your ability to understand my needs and wants eased the process greatly. I am very satisfied. Thank you very much."
-- Qian Brone, Ann Arbor, MI

 


The information in this site is provided with the understanding that the publisher is not engaged in rendering legal, tax or investment advice. While every attempt has been made to provide current and accurate information, neither the author nor the publisher can be held accountable for any errors or omissions. You agree not to hold any employee of EstatePlanCenter.com liability for action you take from the information on livingtrustanswers.com or your dealings with.

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